Our members count on us for great rates & great service!
We offer a variety of benefit plans that are comparable to those offered by commercial companies, but at relatively lower rates. Once you are a member, simply choose the benefit plans that are right for you. We offer health care, travel, Medicare supplemental, and other options that will cover you and your family.
- Our plans give you the flexibility of choosing your own doctor.
- Our rates are not determined by the state where you live, like other companies.
- Many plans have no age or health restrictions and a medical exam is not required.
Medicare Supplemental Plans are designed to supplement Medicare by paying many of the hospital, medical, prescription drug and surgical expenses only partially covered or not covered by Medicare. LRFA offers four Medicare Supplemental Plans to members who have Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
Health Care Benefit Coverage Plans assist in the payment of medical expenses of members of LRFA and their children.
Prescription Drug Plans can help your pay for your out-of-pocket prescription expenses. If you have Medicare, we have prescription coverage under the Medicare Supplemental Plans.
Supplemental Health Care Plan helps guard against unforeseen expenses, by providing monetary compensation for each day of your hospital stay. Benefits from this plan are paid directly to the member or to a member authorized person, regardless of any other health coverage the individual may have.
Emergency Plan for Vistors enables LRFA members to obtain coverage of medical and emergency expenses incurred by their relatives/friends visiting the United States from abroad for up to twelve months.
International Travel Plan offers 24 hour accident protection while traveling abroad.
Mortuary Benefit Plan provides assistance in offsetting funeral expenses.