Mortuary Benefit Plan

The Latvian Relief Fund of America, Inc. began its work in 1952, by providing assistance in offsetting funeral expenses through the Mortuary Benefit Plan. Today, members may participate in up to eleven plans, with benefits totaling a $27,000.00 maximum. These plans are available to all LRFA members between the ages of 18 and 78, as well as to their children from the age of 1 to 18.

 

Advantages
• Available benefits up to $27,000.00
• Accidental death benefits up to $54,000.00
• LOW monthly payments
• Medical exam NOT required
• Premium group does NOT change with increase in age

Eligibility & Enrollment
Anyone who wishes to be accepted into one or more of the LRFA Mortuary Benefit plans must be between the ages of 18 and 78, and in good health. Current LRFA members must complete and return the application form F-1a . Dependent children may be covered under a parent's plan for an additional cost.

Anyone who is not currently an LRFA member must also send in a completed LRFA membership application form F-48a along with the appropriate fees.

Benefit Payments
Payments are issued after death to the beneficiaries designated by the member. Beneficiaries can be individuals and/or organizations. The benefit amount is dependent upon specific plan participation and the number of years of participation. In cases of accidental death, benefit payment is doubled. A minimum of one consecutive year of participation is required for any benefits to be issued.

Benefit Ineligibility
Benefits will not be paid out under the following conditions:

• If benefits are requested more than one (1) year after the death of the participating member
• If total plan participation time is less than one (1) consecutive year
• In cases of suicide
• If monthly payments are delinquent
• If the member has cancelled particpation in a plan, or if participation has been terminated due to noncompliance with payment requirements
• If the member has not paid the LRFA annual membership dues and therefore has lost eligibility to benefits

Mortuary Benefit Plan Types

These pages are designed to provide general descriptions of our benefit plans and further restrictions may apply or may have changed. For further information, please contact the LRFA office or refer to specific plan Regulations.