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Supplemental Health Care
What is covered?
The Supplemental Health Care Plan consists of 5 groups: I, II, III, Special A and Special B.
Group I, II or III
These coverage groups entitle the member to monetary compensation for each day of hospital stay. The member may also receive compensation up to four (4) weeks after being discharged from the hospital if hospitalization was a result of an accidental injury. If the accidental injury results in out-patient care, the member is eligible for benefits up to two (2) weeks with a written confirmation of disability from the physician.
If a member of group I, II or III suffers the loss of his/her hand, foot or sight, this plan will cover each loss with the following one time benefits, shown in the middle column below.
| | Weekly |
For the accidental loss of a hand, foot, or sight |
Combined TOTAL |
|---|
| Group I |
$80.00 | $1,000.00 | $5,000.00 |
| Group II |
$150.00 | $2,000.00 | $10,000.00 |
| Group III |
$200.00 | $3,000.00 | $15,000.00 |
Maternity
This coverage entitles the member to monetary compensation for each day of her hospitalization during childbirth, as long as she was a member of that specific coverage group for at least nine (9) months prior to delivery.
Special Groups A & B
These coverage groups entitle the member to monetary compensation for each day of your hospital stay after the second day of hospitalization. Benefits are available from the first day of hospitalization, if hospitalization was the result of an accidental injury.
| | Weekly |
For the accidental loss of a hand, foot, or sight |
Combined TOTAL |
|---|
| Group Spec. A |
$350.00 | $4,000.00 | $25,000.00 |
| Group Spec. B |
$650.00 | $5,000.00 | $50,000.00 |
Not Covered
If you are hospitalized due to a mental illness, AIDS, war injuries, or injuries resulting from participation in demonstrations or police actions. Benefits do not apply if you are receiving medical care in nursing homes, convalescent residences, mental institutions, or extended care facilities, state hospitals, VA hospitals, or drug and alcohol rehabilitation clinics.
These pages are designed to provide general descriptions of our benefit plans and further restrictions may apply or may have changed. For further information, please contact the LRFA office or refer to specific plan Regulations.
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