LRFA is a non-profit, fraternal, mutual assistance organization providing a variety of benefit plans to help members to cover their health care, funeral and other expenses.
Any U.S. resident who supports the principles and work of LRFA may become a member. By joining, you are supporting our charitable works and are eligible to receive benefits from our
Emergency Assistance Plan, which provides monetary assistance to you in cases of natural disaster or other catastrophic events.
There are two types of membership: Annual Membership and Lifetime Membership.
Annual members pay regular dues once a year, to keep their membership active and remain eligible for benefits.
Lifetime members pay a one-time enrollment fee in place of the annual dues and are guaranteed eligibility for Emergency Assistance for life. Benefit plan costs are paid separately.
You do not have to enroll in any benefit plans to become an LRFA member. But, once you are a member, you can enroll at any time.
Participation in our benefit plans is open to our members only.
Our Health Care and Medicare Supplemental plans are our most popular plans and help our members cover their medical expenses and co-pays.
LRFA also offers a Supplemental Health Care Plan, which pays specific monetary sums for time spent in the hospital. Our Mortuary Benefit Plan helps cover a member's funeral expenses.
Our newer plans include International Travel Medical assistance and Emergency Assistance for Visitors from Abroad. Go to our Benefit Plans section to learn more about our many types of plans.
***All members of LRFA are automatically eligible for monetary relief from the LRFA Emergency Assistance Fund in cases of natural disaster or other catastrophic events.
Besides providing benefits to our members, LRFA supports various other organizations and events that reflect the interests of our members.
We proudly support:
- American and Baltic non-profit organizations (hospitals, cancer research foundations, police & fireman associations, scouts, and others)
- Baltic cultural events
- New construction of Latvian centers (churches, retirement homes, cultural establishments)
- Relief work in Latvia
We grant:
- Scholarships to members' children for their continued education in the Latvian language and culture
- A newborn's "hope chest" monetary donation to parents who are members
- Non-refundable financial assistance to members in cases of natural disasters or severe catastrophes
To become an Annual member or a Lifetime member, please download and complete our Membership Application 
form.
To request information about Membership or specific Benefit Plans, use our Information Request Form.
