Latvian Relief Fund of America

LRFA is a professionally managed, non-profit, mutual assistance organization, designed to provide our members with affordable health care plans and financial assistance in emergencies. We support other Latvian-American organizations and education in the U.S. and abroad.
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Medicare Supplemental
Health Supplemental
Hospital Supplemental
Visitors from Abroad
Travel Medical Plan
Mortuary Benefit Plan

Mortuary Benefit Plan

Mortuary Benefit Plan

Final Expense Coverage

Most of us don't like to contemplate the need to prepare for our funeral and burial, but covering these services is an important part of estate planning and easing the financial worries of your loved ones. That is why LRFA created a plan for these final expenses, with tax free benefits. Choosing your coverage requires a careful consideration of all your final needs.

Members can enroll in one or more of our plan options, from $1,000 to our highest combinations totaling $27,000.00 in benefits. These plans are available to all LRFA members between the ages of 18 and 78, as well as to their children from age 1 to 18.

Eligibility & Enrollment
Any LRFA member who wishes to be accepted into one or more of the LRFA Mortuary Benefit plans must be between the ages of 18 and 78, and in good health. Simply complete the application form F-1 PDF.
Anyone who is not currently an LRFA member must first apply for membership: APPLY NOW
  • Available benefits up to $27,000.00
  • Accidental death benefits up to $54,000.00
  • LOW monthly payments
  • Medical exam NOT required
  • Premium group does NOT change with increase in age

Benefit Payments
Payments are issued after death to the beneficiaries designated by the member. Beneficiaries can be individuals and/or organizations. The benefit amount is dependent upon specific plan participation and the number of years of participation. In cases of accidental death, benefit payment is doubled. A minimum of one consecutive year of participation is required for any benefits to be issued.

Benefit Ineligibility
Benefits will not be paid out under the following conditions:

  • If benefits are requested more than one (1) year after the death of the participating member
  • In cases of suicide
  • If monthly payments are delinquent
  • If the member has cancelled particpation in a plan, or if participation has been terminated due to noncompliance with payment requirements
  • If the member has not paid the LRFA annual membership dues and therefore has lost eligibility to benefits

Mortuary Benefit Plan Types

Benefit Plans After two (2) years After three (3) years After five (5) years
  Natural cause Accidental death Natural cause Accidental death Natural cause Accidental death
Basic $500.- $1,000.- $600.- $1,200.- $700.- $1,400.-
A $200.- $400.- $300.- $600.- $300.- $600.-
B $500.- $1,000.- $600.- $1,200.- $800.- $1,600.-
C $250.- $500.- $300.- $600.- $400.- $800.-
D $300.- $600.- $400.- $800.- $600.- $1,200.-
E $500.- $1,000.- $700.- $1,400.- $1,000.- $2,000.-
F $600.- $1,200.- $800.- $1,600.- $1,500.- $3,000.-
G $1,000.- $2,000.- $1,500.- $3,000.- $2,500.- $5,000.-
H $1,500.- $3,000.- $2,000.- $4,000.- $5,000.- $10,000.-
I $2,000.- $4,000.- $2,500.- $5,000.- $7,000.- $14,000.-
J $2,500.- $5,000.- $3,000.- $6,000.- $10,000.- $20,000.-

Premium group is assigned at the time of enrollment and is dependant on the member's age at that time. Premium group assignment is for the lifetime of the member.

*Plans with grayed-out premiums (Basic, A, B, C, D) are not offered after 12/31/2006. Information is provided for current participants only.

© 2017 LRFA   -   P.O. Box 8857, Elkins Park, PA 19027-0857   -   info @